Car Accident Protection Plan

Car Accident Protection Plan



When you’re behind the wheel, the safety of your passengers is your top priority. But anything can happen on the road. So in the unfortunate event of an accident, we know the first thing you want settled is the wellbeing of your passengers.



The Etiqa Car Accident Protection Plan is designed to protect you and your passengers against any injury caused by an accident while travelling in a private vehicle, minus the unnecessary paperwork and delays. We not only take care of you; we help take care of the people around you too.



This policy is available in five different options that offer various benefits:



What it Offers



Death benefit

Permanent Disablement benefit

Reimbursement of medical expenses







Special extension

In the event that the insured person is unavoidably exposed to the natural elements, which may cause injury following an accident, such injury shall be constituted as a claim for death or permanent disablement benefits.



However, there are a few exclusions such as war, nuclear risks, suicide, sickness, racing and accidents occurring whilst the driver is affected by drugs or alcohol.



How much does it cost?

Premium is calculated based on the seating capacity of the vehicle and the cost varies for each plan. For example, if you choose to purchase Plan 1, you'll have to pay RM60 per annum for a five-seat vehicle and RM142 for a 15-seat vehicle.



What are its special limitations?

Only passengers above the age of 16 are covered for 100% of the insured benefits. Passengers aged between 3 and 16 are entitled to 50% of all the benefits provided. Children below the age of 3 are not eligible for any coverage. In the event that the actual number of passengers exceeds the number stated in the policy, the Company's limit of liability per person will be reduced by the ratio of the actual number of passengers declared.



How to Apply

We would like to ensure that this is the plan that best serves your needs. You can contact us at the nearest Etiqa branch, email us at info@etiqa.com.my or call our Customer Service at 1-300-13-8888 for a quotation and further detail of this plan.