Laverda SFC 1000

Harga Samsung Galaxy Tab dan spesifikasi

Harga Samsung Galaxy tab Di bandrol lebih murah dari pada harga perkiraan, dimana dalam Perkiraan Samsung Galaxy Tab di perkirakan berharaga sekitar 7 Jutaan akan tetapi saat peluncuranya di plaza senayan kemarin Harga yang ditawarkan untuk gadget satu ini di patok hanya dengan harga 5,9 Juta rupiah saja, dan tak heran jika para peminat produk terbaru dari Samsung ini yang di sebut-sebut sebagai

In Loving Memory of
Jane Charlotte Gronow
1852-1907

My Great Grand Aunt, a nurse & midwife and a woman devoted to a life of helping others through illness, died in the Liverpool Home for Incurables in 1907 and was buried on the 7th May in Toxteth Park Cemetery, Section D right Grave 284. Her name appears inscribed on a memorial to others from the Hospital. (Pic left).

In 1875 the hospital, known as the Home for Incurables moved to the building in which it would remain for the rest of its existence, on Upper Parliament Street. The home was now run by a General Committee and was 'intended to be a home for women of a respectable class, who are suffering from chronic complaints of an incurable nature. Intake of cancer sufferers was limited as were geriatric cases. Although many patients who entered the home spent the remainder of their lives there, others did improve and were discharged so there was some degree of patient turnover.

After 1885 the home was known as the Liverpool Home for Incurables, a name it retained until its absorption into the National Health Service under the aegis of the South Liverpool Hospital Management Committee in 1948, when it became the Home for Invalid Women. In 1969 after a further change of name the home became Princes Park Hospital. Although it aimed to provide care for younger chronically sick women, increasingly its intake was of geriatric patients. After 1975 the hospital admitted male as well as female patients. The hospital closed in 1986.

SYD MEAD: new book preview

Have a first look at Syd Mead's new book Sentury II on DesignStudioPress' facebook page:

Cheers from Japan, Daniel

HONDA JAZZ GD

Product : Honda Jazz GD 01-05
Description : Spoon Style Ducktail Spoiler
Remark : Made of Quality Fiber


Price : bnd$170 *( Stock )

Audi A4

audi a4 review

audi a4 review

audi a4 review

audi a4 review

audi a4 review

audi a4 review

audi a4 review

audi a4 review

audi a4 review

audi a4 review

Audi A4 - What the Auto Press Says

The 2010 Audi A4 ranks 7 out of 15 Upscale Midsize Cars. This ranking is based on our analysis of 18 published reviews and test drives of the Audi A4, and our analysis of reliability and safety data.

Redesigned just last year, the Audi A4 is a viable alternative to the BMW 3-Series. Buyers looking for a sporty entry-level luxury sedan should test drive an all-wheel-drive A4 before making their decision.

The Audi A4, redesigned from the wheels up for 2009, enters the 2010 model year with no significant changes. It remains a fun car to drive, with sharp handling and a firm stance courtesy of its Quattro all-wheel-drive system (optional, but Audi says more than 80 percent of buyers opt for it). Audi's adjustable suspension, which allows the driver to electronically change the car's tuning for aggressive cornering or quiet commuting, is particularly well-reviewed. The combination, Consumer Guide says, means the A4 "adeptly balances around-town maneuverability with sporty road manners."

Shoppers should note that the A4 is the largest sedan in the midsize class - which means it's an opportunity for some buyers of more expensive luxury sedans (like the Lexus GS) to downsize and save some money. However, the A4's price can climb north of $40K with all of the options -- and you'll want most of them.

Audi is known for some of the best interiors in the automotive businesses, and the A4 offers an excellent example of why.

Other Cars to Consider

Those looking for an athletic sport sedan would do well to compare the A4 to the BMW 3-Series, which some say out-hustles and out-handles Audi's car. Those for whom All-Wheel-Drive is essential might want to consider an AWD Infiniti G37, which offers an exceptional balance of luxury and performance. The Acura TL, in SH-AWD trim, is another excellent AWD option.

Audi A4: The Details

The 2010 A4 comes as a sedan, an Avant wagon, or the more off-road-oriented Allroad wagon, in 2.0 or 3.2 trim. We review the wagons separately. Buyers should note that the A4 Cabriolet convertible has been dropped from the lineup, with a sportier 2010 A5 Cabriolet taking its place.

Profil Ponimin Penerus Mbah Marijan

Ponimin Solihan Mungkin nama Ini masih asin di telinga kita, Akan tetapi Ponimin Mungkin akan menjadi buah bibir setelah menurut cerita ponimin akan menjadi penerus mbah marijan, yang meninggal saat letusan gunung merapi 2 hari yang lalu, Nama Ponimin diproyeksikan akan menjadi buah bibir, karena dia diminta oleh GKR Hemas menggantikan Mbah Maridjan menjadi juru kunci Gunung Merapi.Berdasarkan

BREAKING: Disney releases Tron Light Runner clip

Today Disney released an exclusive film clip showing Quorra and Sam in the Light Runner. Follow the link and click 'Quorra Film Clip'.

Cheers from Tokyo, Daniel

Video Bencana Mentawai | Video Tsunami mentawai

Bencana Tsunami Mentawai memang cukup mengerikan terhitung ada ratusan korban meninggal dan hilang sampi saat ini, berita terbaru dari bencana mentawai ini adalah korban meininggal akibat dari tsunami mentawai ini disebutkan bahwa jumlah koban meninggal sudah mencapai 335 orang, keganasan tsunami mentawai ini meskipun tidak seganas tsunami aceh kemarin akan tetapi hal ini telah menimbulkan

gumpert apollo

gumpert apollo

gumpert apollo

gumpert apollo

gumpert apollo

gumpert apollo

gumpert apollo

We remember a time when people bought sports cars solely for their performance qualities, not for the luxury, attention, or status they brought. German boutique carmaker Gumpert, however, takes us back to those days with its 2008 Apollo Sport, a car with a single-minded purpose: to go very, very fast.

Scoring zero to little on the name-brand value scale (and with a name like Gumpert, it’s bound to stay that way), the Gumpert Apollo Sport offers pure speed in return. The Apollo Sport is the successor to the Gumpert Apollo, which debuted two years ago in much the same form, albeit without the Sport’s racing-style rear wing that appears to have been sourced from Boeing. Certainly exotic in proportions, but starkly unemotional in the details, the Apollo Sport looks less like the stuff of the Greek gods than something a teenager would have doodled during sixth-period civics class.

That having been said, few teenagers are capable of developing their dream cars into actual, drivable automobiles, let alone supercars with mind-blowing performance. Powered by a mid-mounted 800-hp, 4.2-liter V-8 that started life in the Audi parts bin before Gumpert added twin turbochargers, among numerous other mods, the 2650-pound Apollo Sport is said to hit 62 mph in a Murciélago-humbling three seconds flat. Gumpert claims that aerodynamic enhancements have raised the Apollo Sport’s top speed to 223 mph.

The Apollo Sport also boasts a more comfortable interior, finished in Alcantara and offering air conditioning, navigation, and a CD player. But make no mistake, this is a sports-car environ of the purest variety, making 599GTBs, SLRs, and 911 Turbos feel like Maybachs by comparison.

Like the Apollo, the Apollo Sport is built on a tubular-steel space frame wrapped around a carbon-fiber monocoque, thus yielding safety and weight savings in equal measure. However, don’t expect NHTSA to be running any Apollo Sports into walls on our shores to find out, since the Apollo Sport won’t be offered in the U.S., no matter how many gazillionaires here could afford its near-$400,000 price.

Kronologi Tsunami Mentawai | Gempa Mentawai

Tsunami mentawai atau gempa mentawai yang menerjang kawasan Sumatra barat ini telah banyak menelan korban, kejadian gempa berkekuatan 7,2 SR yang kemudian di ikuti dengan gelombang tsunami tersebut setidaknya sudah menelan 311 korban meninggal sampi hari ini, selain itu diperkirakan korban yang hilang akibat terjangan tsunami mentawai tersebut mencari 400an orangBerikut ini kronologi Awal mula

/Snowmobile: F1

Final Sketch for SKETCH CONTEST Carrmagazine — sponsored by KISKA. 

http://carrmagazine.com/sketch_contest/roundx

/Snowmobile: F1

Final Sketch for SKETCH CONTEST Carrmagazine — sponsored by KISKA. 

http://carrmagazine.com/sketch_contest/roundx

/Snowmobile: F1

Final Sketch for SKETCH CONTEST Carrmagazine — sponsored by KISKA. 

http://carrmagazine.com/sketch_contest/roundx

Foto Gunung Merapi Meletus | Foto Letusan Gunung Merapi

Foto Gunung merapi Meletus, atau foto letusan gunung merapi ini, merupkan postingan saya untuk melanjutkan seputar bencana gunung merapi, setelah kita tadi menyaksikan video merapi meletus nah kini saya dapatkan beberapa foto ekslusif suasana sekitar gunung merapi setelah terjadi ledakan pada sore kemarin Berikut ini foto gunung merapi meletus serta foto korban letusan gunung merapi yang

Video Gunung merapi meletus

Detik-detik gunung merapi meletus berikut ini dalam format video dimana video gunung merapi meletus ini didapat dari laporan para kru televise yang sedang meliput mengeni berita terkini merapi, dan berikut ini video dari beberapa stasiun TV yang memberitan tentang letusan gunung merapiVideo Letusan Gunung merapi dari YoutubeUntuk yang masi mempunyai Video Gunung merapi meletus silahkan saja share

Gunung Merapi Meletus | detik-detik Merapi Meletus

Gunung merapi meletus pada hari Selasa kemarin tepatnya tanggal 25 Oktober 2010 pukul 17.00 wib dan dengan peristiwa meletusnya gunung merapi ini tercatat ada belasan korban yang telah berhil di evakusai ke rumah sakit, dan menurut kabar mbah marijan meninggal dunia dengan peristiwa merapi meletus ini, berikut ini detik-detik gunung yang masuk dalam salah satu gunung berapi paling aktif di

Porsche rules out a smaller SUV

The Porsche Cayenne will be the smallest SUV built by the manufacturer, as it fears a smaller SUV would pinch sales from the Cayenne’s sales.

Company insiders have said that they believe that there is strong evidence of the Audi Q5 taking sales from the Audi Q7, and are not willing to follow a similar route. The Cayenne accounts for up to 50% of the firm’s profits, and the new model is due to go on sale on the 29th May. The range will feature a diesel and, for the first time, a hybrid with a V6 petrol engine.

The two petrol models, the S and the Turbo, both use a 4.8 litre V8, with 395bhp and 493bhp. Porsche claims 27.6mpg for the Turbo.

Prices for the new car start at £41,404 for the entry-level model. The diesel costs £44,178, while the S costs from £53,693. The new S Hybrid is the second most expensive Cayenne, at £57,610, while the flagship Turbo reflects on an £81,589 price-tag.

www.cpns.kemenag.go.id Pendaftaran Lowongan CPNS Depag 2010

www.cpns.kemenag.go.id merupakan website tempat pendaftaran serta info pengumuman penerimaan CPNS departemen Agama RI 2010, Penerimaan CPNS Depag tahun 2010 ini di buka mulai kemarin tanggal 25 oktober sampi dengan 3 November 2010 dimana tata cara pendaftaran, formulir pedaftaran serta cara download formulir pendaftaran serta cara pengisian formulirnya bisa kita lihat di alamat http://

Best Time for Forex Trade

The best hours to Forex trade

Forex Trading: The Best Hours to Trade

If you want to earn extra cash aside from the cash you earn from your regular job or your business, maybe it’s time to you to enter the financial market. One kind of financial market that made a lot of people earn a lot of money is the Forex market.

Aside from the fact that the Forex market can give you an opportunity to earn a lot of money, you should also know that Forex is the largest and the most liquid financial market in the world with trade exchanges that amounts up to trillions of dollars each day.

Forex also operates 24 hours a day and therefore making it the most liquid market in the world. However, Forex is also a very risky market. Besides that fact that it generated a lot of people to become rich, it also made a lot of people lose large amounts of money. Therefore, you should consider that you should think twice before entering this financial market. You should have enough knowledge and skills before you enter this market. Part of the knowledge that you should know the best time you should enter this very liquid and very large market.

Sure you know how to trade, you know what currency pairs to trade, and you even know how to read charts. Perhaps, you also know one or two strategy when trading in the Forex market. However, you should also consider the fact that because the Forex market operates 24 hours a day, you need to know when you should trade.

Every minute in the Forex market counts. One minute you notice a currency is increasing in value, the next you notice that the same kind of currency you noticed a minute ago is decreasing in value. This is why you should consider the fact that Forex market is a very dynamic market with lots of price oscillations.

Minute by minute events are very important in order for you to be successful. Because of this feature that is found in the Forex market, you, as a Forex trader, can enter the market a number of times a day. This will allow you to earn some profits after every number of trades you do and perhaps maybe even lose one if you made the wrong trading decision.

Firstly, you have to remember that the Forex market beings at Sunday at 5PM EST to Friday at 4PM EST then it beings again at 5PM EST. Trading begins in Forex at New Zealand next at Australia followed by Asia, in the Middle East, Europe and ends in America. The major markets in Forex are London, Tokyo and New York with trading activities the heaviest when major markets overlap.

Basing from the times, you will see that there will always be someone anywhere in the world who is buying and selling currencies. You will see that when one market closes, another market opens. Trading in the Forex market is 24 hours a day.

Forex market transaction volume is always high during the whole day. However, it peaks the highest when the Asian market, the European market and the US market opens at the same time.

These are the trading hours in the Forex market you have to trade in, in order to get the highest possible trades. This are the hours that are also the most profitable.

Here are the open market times that you can use as reference:

• New York – 8am to 4pm EST

• London – 2am to 12nn EST

• Great Britain – 3am to 11am EST

• Tokyo – 8pm to 4am EST

• Australia – 7pm to 3am EST

If you look at the schedule and study it, you will see that there are two instances where two of the major markets overlap on trading hours. These are between 2am and 4am EST with Asian and European markets and 8am to 12pm EST with European and North American.

These are the things you should remember when trading in the Forex market. It is not only important that you know how to trade and know some strategies on Forex trading, But, you should also know when is the best time to trade in this very large and very liquid market.

If you follow all these, you can be sure that you can earn a potentially higher profit than on other trading times.

Forex Accounts

If you trade on the forex market, professional is never unit honest long green exchanged. All pesos on the market is kept path online. That means you blame fix irrefutable completely electronically. From side computer cloak an internet connection at subdivision life span, allotment stage, and from anywhere. Considering of this rope that the market provides, absolute is elementary to get into.

Slick are a immense numeral of mainly speculative trades done on the market. Most of these are done by mortally big financial institutions. Weight actuality, 80 % of forex trading is done by these bare banks and institutions. That means that most of the transactions are done money the billions of dollars.

On the forex, most currencies are traded domination pairs. When a trader exchanges currency indubitable is done weight a pair of one currency for increased. These pairs are bracketed into lots that are worth $1, 000 for each. Every $1, 000 lot is equal to $100, 000 on the market.

Here ‘ s an sample of a usual traded duo. For precedent, if you trade USD / EUR that is a US dollar / European Union Euro span. If you trade one lot ( 100, 000 units ) of EUR / USD you would serve short euro and gangling dollar. Numerous journey to envisage of true is buying. If you earnings $10, 000 seeing a fashionable car, therefore you would symbolize $10, 000 dollars expanded also 1 car cramped. Or control terms of the dealership, the dealership would epitomize 1 car short and $10, 000 dollars expanded. Tangible ‘ s due to manageable through that!

This is all done electronically on the market. But uncolored whereas trained are no undeniable exchanges ball game on, you obligation still compose lots of almighty dollar on the forex market. Away that you have scan this article, you perceive how all of the exchange happens and how all the resources is false.

Beginners Guide to Forex

What is Foreign Exchange?

The Foreign Exchange market, also referred to as the "Forex" or "FX" market, is the largest financial market in the world, with a daily average turnover of approximately US$1.5 trillion. Foreign Exchange is the simultaneous buying of one currency and selling of another. The world's currencies are on a floating exchange rate and are always traded in pairs, for example Euro/Dollar or Dollar/Yen.

Where is the central location of the FX Market?

FX Trading is not centralized on an exchange, as with the stock and futures markets. The FX market is considered an Over the Counter (OTC) or 'Interbank' market, due to the fact that transactions are conducted between two counterparts over the telephone or via an electronic network.

Who are the participants in the FX Market?

The Forex market is called an 'Interbank' market due to the fact that historically it has been dominated by banks, including central banks, commercial banks, and investment banks. However, the percentage of other market participants is rapidly growing, and now includes large multinational corporations, global money managers, registered dealers, international money brokers, futures and options traders, and private speculators.

When is the FX market open for trading?

A true 24-hour market, Forex trading begins each day in Sydney, and moves around the globe as the business day begins in each financial center, first to Tokyo, then London, and New York. Unlike any other financial market, investors can respond to currency fluctuations caused by economic, social and political events at the time they occur - day or night.

Forex Trading

When you trade in the forex exchange, you are working with foreign stocks, money and corresponding kinds of products. The monetary value of one nation’s money is set against the same from a different nation to figure the value. The entire value is counted when buying and selling stocks on the forex markets. Most nations have control over the entire worth of their country with respects to monies. Those who are frequently engaged in the FX markets include banking institutions, large business enterprises, international administrations and finance companies.

So what makes the forex market dissimilar from their US counter parts? A forex market transaction is a trade between two countries, and occurs all over the world. The two countries must be 1, the country of the investor of the funds and 2, the country where the finances are being given. Most all transactions taking place in the forex market are going to be qualified through an experienced broker such as a bank.

What is involved in the forex stock exchange? The overseas market is comprised of a mixture of financial exchanges amongst nations. For those invested in the forex exchange are trading in large volumes and huge amounts of money. Those who are involved in the forex market probably have financial businesses or in the trade of very liquid assets that you can sell and buy fast. The market is large, very large and it would not be wrong to imagine the forex stock market as even more immense than an individual market exchange in any one country.

Forex traders 365 days per year, twenty-four hours a day is completed on the weekend, but not all weekends.

You might be surprised at the great number of investors who issue trades on the forex exchange. In the year 2004, almost two trillion dollars was the median forex exchange trading volume. This is an immense number of trades with regards to the amount of daily dealings at a time. If you imagine how much a trillion dollars amounts to and multiply that by two, and this figure is the money that is changing hands every day!

The forex exchange has been around for thirty years, but with computers coming into play and the global web, the forex exchange is growing exponentially as growing numbers of investors start to understand the power of the forex market. The forex exchange accounts for only 10% of the sum of all trades between two countries but as its popularity grows so will its number of transactions.

Buy Gold with Tips

What are the best ways to buy gold? That's what we'll explain on this page.

We'll show you how professionals have arranged the world gold market so that they can deal physical bullion gold much cheaper and much more safely than you.

Then we'll show you how you can participate in theirprofessional market.

To do that we'll introduce you to BullionVault. We'll also tell you about the other ways you might choose to buy gold : i.e. coins and small bars, ETFs, certificates, gold futures and mining stocks. When you've understood these alternatives we're sure you'll have even more confidence you're making the right choice with BullionVault.

More than 100,000 people from 83 countries use BullionVault.

In the last two years they bought more gold through BullionVault than through any other direct bullion ownership service in the world.

BullionVault now stores over 16 tonnes of gold, which is much more than most of the world's central banks. Every ounce is owned privately, by people like you, and stored in the accredited professional bullion market vault of their choice, in London, Zurich or New York.

OK then? Now you know you're not wasting your valuable time let's get on with understanding how the professional gold market works, and how BullionVault.com lets you use it.

• Gold Bars, Good Delivery, and the Professional Gold Market
• Fine gold is 100% pure gold
• Retain high bullion integrity in a professional vault
• Direct Access To The Best Gold Prices
• Save money with our gold exchange
• Your Safety and Security Assured
• Important concerns when Buying Gold
• Delivery
• Possession
• Delivery at BullionVault
• Insurance
• Other Ways of Buying Gold
• Gold Coins
• Gold certificates and unallocated gold
• Gold Futures
• Gold ETFs
• Gold Mining Stocks
• The Best Way to Buy Gold

Gold Bars, Good Delivery, and the Professional Gold Market

• The most competitive gold prices in the world, the ones you see published in the papers and on the internet, are enjoyed by the participants in the professional bullion market:- gold dealers, refiners, government agencies, bullion banks and the occasional big investment organization.

• This professional market only deals in what are known as Good Delivery bars. If you're not trading these bars you are excluded, both from their market and from their very competitive prices, which means you'll pay more when you buy and receive less when you sell.

Fine gold is 100% pure gold

• Good Delivery bars are cast by a small group of precious metal refiners accredited by the professional bullion dealing communities in London, New York and Zurich. They are accurately assayed and guaranteed always 99.5% pure gold or better. The market trades their pure gold content (gross bar weight x purity) which is known as fine gold, so no-one who trades professional market bullion ever pays for impurities.

Retain high bullion integrity in a professional vault

• Good Delivery bars have high integrity because they have never been in private possession. From the day they're first manufactured they are kept in bullion vaults recognized and monitored by the local gold dealing community. Every time bars are moved - by accredited bullion couriers - a careful record is maintained, showing continuous storage through trusted hands. This guarantees gold bar integrity in a way that keeping gold at home, or even in safety deposit boxes, simply cannot match.

• The result is that a professional buyer's vault will accept deliveries of these bars direct from the seller's vault without re-checking their purity. The seller gets paid quickly and efficiently, and bullion trading costs are much reduced for both buyer and seller. This is what Good Delivery bars are all about, and it's why the high volume, high integrity, professional bullion market is the only place where a sale of gold nets the seller the widely published bullion price.

• Good Delivery bars are large - usually 400 troy ounces each (12.4kg), and at $1,000 an ounce that's $400,000 a bar.

• Yet even having enough money to buy a whole bar or two only solves half the problem. You still need that key relationship with a formally recognized bullion vault to look after the gold while you own it. Otherwise your gold loses its guaranteed acceptance as 'Good Delivery', and cannot easily be sold at full price. But those vaults are ultra-cautious and typically don't deal with the general public. Even if you did spend the considerable time, cost and effort of setting up a vaulting account with one of them you'd find the minimum monthly storage fee means you'd need about 15 big bars of gold to get an economic rate for bar storage.

• These are the barriers which keep private users out of the professional bullion market.

Direct Access To The Best Gold Prices

• BullionVault.com changes all this. It enables people from all over the world to own professional market gold and keep it in any quantity in officially recognized bullion vaults in London (UK), New York (USA), or Zurich (Switzerland).

• All BullionVault gold is held in Good Delivery form. So when you come to sell, your buyer is able to trust the purity and weight of your gold, which is guaranteed by BullionVault itself, because we know that you never had the opportunity to corrupt it.

• Most people who buy gold don't stop to consider how important bullion integrity is going to be when they come to sell, but it will be critical to the price they get. Too much money is lost by gold investors who find out that lower integrity bullion has a higher premium and simply does not fetch the spot price when it is handed back over the counter. The round-trip dealing costs (i.e. buying and selling) for bullion coins and small bars is usually about 7% to 10%, and it stretched to 20% in late 2008.

• Your trading costs on BullionVault are much lower. When you buy or sell you pay a commission whose maximum rate is 0.8%, falling progressively when you invest above $30,000 to just 0.02%. The round-trip costs you 1.6% on small amounts, falling to an incredible 0.04% for larger customers.

• You can start buying gold in amounts as low as 1 gram which is much smaller than the smallest coin. There's no upper limit. You can deal thousands of ounces if you want to. In fact you should call us (+44 20 8600 0130) if you want to deal more than 800 oz. We can save you even more money on orders of this size.

• Storage charges are very low too. BullionVault charges 0.12% pa ($4 per month minimum) with insurance included. That's less than a tenth of the storage fees charged by retail banks, and less than a third of the annual fees charged by typical exchange-traded gold funds, known as Gold ETFs. (We'll explain later how banks' use of allocated/unallocated gold causes them to grossly overcharge for bullion storage.)

Save money with our gold exchange

• BullionVault customers also save money by cutting out the middleman and dealing directly with each other. They do this on the internet using BullionVault's public order board, which is like a stock-exchange for privately owned Good Delivery gold. The open price competition operating between thousands of our users is what has driven down the cost of trading gold, and taken the average spread across all BullionVault users to exactly zero.

• BullionVault itself is the one of the biggest of the thousands of buyers and sellers operating on this ‘stock-exchange’. We sell gold from stock and buy gold back into stock. But the important thing here is that we have to beat the quoted prices of all our clients to attract your business. This vital component – open competition on price – is what forces BullionVault’s gold prices to be exceptionally competitive, to the point where we can all but guarantee that as a retail customer you will not buy gold cheaper, nor sell it dearer, anywhere else on Earth.

• There are savings at settlement time too. You don't have to arrange for expensively insured courier deliveries. All the gold you buy is already in the vault where you want it. Then, when you sell, your buyer wants his gold in the same vault, and he frequently pays a small fraction over the spot price for your gold because it saves him the shipping cost.

• It's worth understanding that BullionVault is open-ended. The amount of gold in BullionVault floats up and down according to customer demand. When customers are buying from our stock we simply replace the falling stock with new Good Delivery bars bought from the professional market. Then, because the gold remains Good Delivery, when our customers are selling to us we sell surplus bars back to the professionals. What we are doing is acting as a buffer between the amounts that private buyers want to deal, and the inconveniently large sums that the professional market deals.

Please take me straight to BullionVault's "get started guide".

Gold price - 5 years		Gold price - 1 month

Your Safety and Security Assured

• Your gold is your outright property, stored in specialist facilities reserved exclusively for BullionVault clients and run by Via Mat - Switzerland's leading accredited professional bullion vault operator. You choose the storage location :- London, New York or Zurich.

• You are truly isolated from the systemic risks in the financial system. You have taken legal delivery of your gold and you own it directly in physical form. Unlike the huge majority of investment products no company's financial failure can deprive you of this gold. Our bank (AAA rated Lloyds TSB), Via Mat and BullionVault itself could all fail, and your gold is still perfectly safe.

• Each and every working day BullionVault publishes on the internet the complete register of all its gold owners - with each owner listed under a public nickname known only to themselves. You can use this to prove your specific and undiluted ownership of your gold at any time.

• The register total reconciles exactly to the official vault bar list published with it on our Daily Audit. The bar list is produced by Via Mat, independently of BullionVault. No other custody business in the world subjects its records to this continual, daily, public scrutiny.

• Our auditors produce an annual report verifying the accuracy of this daily reconciliation, and post it on their own website, ensuring its complete independence from us.

• We employ independent assayers to report once a year on the quality of the bars delivered to us by the professional market. Our auditors check back with our assayers and publish the verified assay report, also on their own website.

• Our storage contract with ViaMat prevents us from removing gold from the vault without declaring the withdrawal publicly on the front page of our website for at least 48 hours prior to the withdrawal. All removals of bullion must be publicly declared or the vault operators will refuse to release the bullion. No other gold custody business in the world enforces a similarly transparent policy on all gold withdrawals from the vault.

• BullionVault is also the only gold market in the world which stays open 24 hours a day, 7 days* a week. You, and 90,000 other registered users, are able publicly to quote buying and selling prices of good delivery gold directly to each other. Only BullionVault lets its customers compete with its own quoted prices to get all users the best possible deal, whether they are buyers or sellers.

• Subject to modest additional fees and taxes you even have the right to withdraw gold from the vault. Of course the huge majority of BullionVault users leave their gold right where it is, because that's the way they continue to be able to sell Good Delivery gold at spot market prices.

• Any deal you transact is settled instantaneously. We checked that both buyer and seller had the resources on-hand to settle. BullionVault offers nobody credit, and settles at the point of trade, so nobody can let you down after you deal.

• You can withdraw your money immediately after you sell. Your money will leave your BullionVault client account by the end of the next business day (London time). There is no minimum period for investing, and no penalty for withdrawing.

• You don't trust internet security, and neither does BullionVault. So although it runs the most secure protocols available, BullionVault assumes that your account is at risk of penetration, and must be safe if penetrated. Unlike Digital Gold Currency we will not pay anyone but you, and we will not allow any transfer of value to another system user. So, both for your safety and to obey international anti-money-laundering laws, when money is withdrawn from your BullionVault account it is sent straight back to the original funding bank account (yours) or otherwise to its verified replacement bank account held in the same name, endorsed by your new banker, and checked by us.

• For the same failsafe reason our Burglar Alarm service can alert you to all log-ins to your account, with an immediate SMS message to your cellphone.

• The system is very easy to use and very safe. In fact hundreds of our customers have written to us thanking us for making buying gold so straightforward (we publish many of their comments on our site). But, just in case, we invite you to phone us (+44 20 8600 0130) and we'll talk you through your first few deals one click at a time. We check that everything is exactly as you want it while you're still on the 'phone. You'll be amazed how simple buying gold now is.

This combination of safety, value, accessibility, transparency and service has quickly made BullionVault the most popular direct gold ownership service in the world.

Go straight to BullionVault's get started guide now.

Important concerns when Buying Gold

The critical thing for an efficient and safe purchase of gold is to takedelivery, and in normal circumstances to avoid immediate possession, while making sure you have the right to take later possession if necessary. This is not intuitive to most gold buyers.

Delivery

Delivery (sometimes called settlement) is when you become the owner of your gold. For your safety it is vital that you take delivery, because that is when you stop being the balance sheet creditor of whoever sold gold to you.

But it is not vital that you take delivery into your possession. Private possession of gold is usually a mistake.

Possession

Many people want possession without thinking about it too much. But for all the comfort that they derive from the feeling of a gold bar in their hand, few who have tried selling a bar from private possession would take possession again. They learned, when they tried to sell, of the big trading costs that go with the private possession of small bars or coins.

Gold in your possession is subject to several disadvantages:-

1. Almost nothing you can do will provide 100% assurance that the last person to touch your gold, before you, didn't substitute it for a good fake product.
2. You will have to accept a significant discount when you sell, because your gold is not in a form which can be accepted by the professional markets as Good Delivery.
3. You will find that it is very much harder to insure. Gold bars are a favorite with insurance cheats. They get 'stolen' all too regularly, and their insurers have to pay out, making honest people subsidize the cheats with high premiums. On the other hand actuaries know that professionally vaulted gold is extremely safe, and the insurance premium for gold in an accredited vault is spectacularly low. (All BullionVault gold is insured, and the premium is so low it is included in the tiny custody charge of 0.12% per annum. That's still less than a 1% total after 8 years - for custody and insurance.)
4. If you bought gold intending to be safe in a crisis, and took possession of it, you will, in that crisis, find it impossible to spend your gold as if it were money. Take a gold coin out of your pocket today, and try and pay somebody with it, and you will be met with a blank stare. Gold is not currency. You cannot easily use it now to pay for anything. Of course there is a belief that it would operate as currency in hard times, and it remains just about possible. But the empirical evidence is not good. In places in our own times where a currency has broken down - places like Russia, Yugoslavia, Argentina, Iraq, Zimbabwe - gold did not emerge as a circulating currency and there was no prospect whatsoever of quitting those countries carrying gold. In these circumstances privately possessed gold was at best useless. At worst it can be extremely dangerous.

The truth about gold being used as money is this:- it is occasionally adopted in immensely rich societies (e.g. USA to the 1930s, industrialized Europe to 1914, Spain after discovering America, Imperial Rome, Ancient Athens). But if you try to use it in a crisis-torn country during a financial meltdown stick to small quantities - because you will probably be selling it as contraband, and at a huge discount to its international market price.

For larger (investment) quantities there is an effective alternative. Far better than gold in your possession is gold which is fully delivered, and is your property, but which is held in a country enjoying political stability, high local living standards, sound finances, the rule of law, and no tense international relations. On all of these criteria Switzerland (our most popular vault) scores very well.

So you are probably better advised to postpone taking possession until an emergency makes it absolutely necessary. In the meantime take delivery, but into a professional offshore vault, rather than into your personal possession. Your gold will be much safer than in domestic or safe-deposit box storage, it will be far cheaper to insure, and it will retain its full resale value. What's more you'll be able to bring your money back home later. Exchange controls usually stop capital flight, but rarely inward investment.

Delivery at BullionVault

Understanding delivery is incredibly important for your safety.

Because it is already in the vault of your choice (where it currently belongs to a BullionVault seller) at the instant of your deal your gold can be delivered to your outright ownership in the care of your custodian.

You are not exposed to the insolvency of your custodian. Your gold is not on the custodian's balance sheet. No liquidator could exercise a claim over your gold. That's the law.

What you need to understand is that most investments - even in gold - are structured to make you a creditor. As a creditor you own nothing, but you do have a creditor's claim over the assets of your supplier, which is safe so long as your supplier remains solvent.

If your supplier becomes insolvent the law attempts to treat all creditors fairly by requiring the balance sheet assets of that supplier to be sharedpro-ratabetween creditors. Of course insolvency means there is not enough to go round.

But the law also makes it possible for you to be fully protected from insolvencies by arranging outright ownership.

To avoid losing your money in that sharing out process you must avoid being a balance sheet creditor. This means that what you buy must be delivered to you (i.e. settled). Then it is removed from the supplier's balance sheet and becomes something you own. It's the law that a custodian's liquidator must deliver all property held in custody to its rightful owners - in full - before that sharing out of balance sheet assets to creditors can begin.

This means you are 100% protected from the insolvency of your custodian by the physical gold which is stored as your property.

This is what you get with BullionVault gold ownership. You become one of these privileged outright owners at the point of your BullionVault purchase. Almost nowhere else in the whole investment world - including gold - is delivery made instantaneously at the point of your trade.

We strongly recommend that however you eventually choose to buy gold you make sure it is delivered as soon as possible. Do not be fooled into thinking you are safe with undelivered (unallocated) gold, because it restsindefinitelyon your supplier's balance sheet, and this exposes you to their insolvency at any time in the future.

Having available a choice of locations within one organization is an additional protection, because you can quickly shift your custodial location in response to dangerous geo-political events. BullionVault's is the only system in the world which allows you to sell your gold in one location and (because settlement is instantaneous) use your cash to re-buy immediately in another. You can do this any time of day or night, 7 days a week.

Insurance

Actuaries' calculation of risk show, beyond doubt, that your gold is much safer in an accredited vault than it would be if you stored it at home. That's why insurance is included in the vaulting charges of most professional bullion vaults.

On BullionVault, from the instant you buy to the instant you sell your gold is insured automatically, and the cost of insurance is included in the tiny custody charge of 0.12% per annum. Customers can view BullionVault's insurance certificate on-line at any time.

Other Ways of Buying Gold

Bearing these issues in mind then lets examine the other ways of buying gold.

Gold Coins

Buy gold coins or small gold bars and you can hold them in your hand, or possibly in a safe deposit box. Your gold is delivered (good), and in your possession (bad in large quantities).

You should try to get insurance cover if you buy a significant quantity, but this is not always easy, and of course you have to declare that you own gold in order to insure it, which you might not wish to do.

You will certainly find there is a significant premium on purchase price and a significant discount at sale, and this will dent your profits if you are buying for investment. Expect to lose about 8% this way, perhaps a little more in single coins and smaller denominations, or a little less in bulk.

You could find that you become a trapped owner should a financial meltdown occur. You may also discover your gold is not easily liquidated if - for example - exchange controls are implemented in the country where you live.

In spite of the drawbacks many people who buy a significant quantity of gold for investment offshore do keep a much smaller reserve in coins. This 2006 USA Liberty 'Buffalo', which is 1 oz and 99.99% pure gold, is owned by BullionVault's director, who thinks that while it may lack the investment efficiency of offshore good delivery bars, it is nevertheless very pretty. He paid a premium of 7% over spot and like most people who own coins has never yet tried to sell it.

It is relatively straightforward to buy gold coins. A search of Google for "gold coin dealers" will quickly produce some suppliers. Watch out for the big difference between numismatic coins and bullion coins. Bullion coins like the one pictured have no value as a collectible, and their worth is based only on their gold content.

Numismatic coins are for collectors. Their values vary according to any number of variables not related to bullion gold values.

Gold certificates and unallocated gold

Gold certificates are usually unallocated gold with an option to convert into allocated at the investor's option and cost.

Because it is undelivered, and remains indefinitely as a balance sheet liability of the provider, we cannot recommend unallocated gold to any retail customer. The insolvency of the provider risks total loss to the investor.

Most gold certificates are nevertheless unallocated. They confer a right to allocate, but allocation and the resulting storage charges may be so expensive that the only time the right is likely to be used is when the supplier is in financial trouble, and then it could be too late.

Why do suppliers offer unallocated gold? It's because it is very profitable. They have the use of your unallocated gold so they can lend it for revenue, or otherwise put it to their use. In very few cases is that the intention of the private bullion buyer.

Before you choose a certificate program make sure you know if the gold is unallocated - it usually is - and make a conscious decision to accept the considerable long term risks.

Depending on the level of confidence which government backing of gold investments inspires in you there may be an exception to the wider pool of unallocated certificated gold schemes. Certainly the most well-known and most respected of the certificate providers is the Perth Mint Certificate Program.

Gold Futures

Trading gold futures means you can buy gold on credit, gearing up your gold investment. But if you buy gold this way, sharp volatility will put you at risk of large losses arising from the leverage.

If you are a short term speculator with a particular view on the gold price, and particularly if you are a short-seller of gold, then you should look at our detailed section on Gold Futures.

Gold ETFs

The exchange-traded gold funds are a high volume investment vehicle providing exposure to the gold price. They benefit from the familiarity of being traded on a normal stock exchange. If you already have a brokerage account set up then these can be one of the most convenient options for you. However it is well worth your while understanding the key issues from our section on Gold ETFs.

Gold Mining Stocks

Gold mining stocks face ever-growing problems of politics, cost and geology. Moreover - much to many people's surprise they have very significantly underperformed bullion over the recent past.

The underlying reason for this is that modern attitudes have made gold mining a bit of a pariah in business terms. The shattered landscapes and plentiful poisons left behind by previous generations of miners have created a mistrust by environmentalists, and by governments, which are now routinely applying very high clean-up standards and costs before granting mining licences.

Governments also frequently require infrastructure and other social benefits to be financed by mine operators - acting as a sort of compensation to local communities. They are well able to assess the value of the mine, and force up the social price to the point where it is only just a profitable undertaking. That means that the profits of mining are now more than ever expended in social works in the country and vicinity of a new mine. Perhaps this is as it should be, but it is not good for shareholder returns.

On top of that the rising cost of energy has in many cases been crippling.

The result is that there has gradually developed a premium on gold which is already out of the ground and in its refined form - bullion.

But that does not deny that great fortunes can be made by people who find the right gold mine stock - one with large deposits, low production costs, and a tolerant government.

If you are interested please read our page on gold mining.

The Best Way to Buy Gold

We hope you have found this walk through the main ways of buying gold to be instructive. We firmly believe that BullionVault offers you the cheapest, safest and most accessible way that has yet been devised.

Please take me straight to BullionVault's "get started guide".

You can register now, and quickly you'll be owning the gold you seek to protect you from the appalling mismanagement of our currencies and economies.

We respect your privacy. Your BullionVault registration will never be sold, rented or otherwise made available to any third party.

However we do not demand privacy for ourselves. You can at any time click on 'About Us', or 'FAQs : Governance' and read about the company, how it is structured, who owns and runs it, and the personal CVs of senior management. This information is directly available from our home page.

We finish by summarizing the advantages of BullionVault - many of which are found nowhere else.

• BullionVault deals good delivery gold - the only gold accepted on the world's spot markets. Your gold is not subject to loss of integrity and marketability while you own it.

• BullionVault has no minimum or maximum investment.

• BullionVault gives you instant access to your money. You can sell gold and redeem cash to your bank account in 24 hours.

• When you buy on BullionVault prices are significantly lower than when you buy gold coins and small bars.

• When you sell on BullionVault prices are significantly higher than when you sell coins and small bars from private possession.

• Only BullionVault offers open price competition, with 90,000 registered users - including you - competing as both buyers and sellers, and publicly quoting their own dealing prices. Competition between so many users greatly narrows your dealing spread. Typical dealing spreads at BullionVault's competitors are $22.00 an ounce. Typical BullionVault spreads are just $2.50 an ounce, and $0.25 is not uncommon.

• BullionVault commissions start at 0.8% and reduce rapidly above $30,000 invested, to just 0.02% for larger amounts. For storage you pay a tiny 0.12% per annum - that's less than one eighth of one percent - which includes insurance.

• BullionVault is unique in being open for trading through the night and through the weekend.

• Unlike increasing numbers of modern gold investment products BullionVault is not based on a complex trust which you need lawyers to interpret. You own gold. It's that simple.

• BullionVault lets you buy and sell directly in three currencies: $, £ and €. You do not have to buy US dollars to deal. If you want to avoid your own currency you can sell your gold directly for another, without FX conversion expenses, because BullionVault provides ample direct gold liquidity in all three currencies.

• Only BullionVault lets you store in three countries. Switzerland (Zurich), UK (London) and USA (New York). Only BullionVault - with its multiple vaults, and instantaneous settlement - allows you to trade out of one jurisdiction and into another in seconds, as you might well choose to do in response to dangerous geo-political events.

• Your account is protected by advanced security technologies, but BullionVault recognises that the internet is not 100% watertight, so BullionVault assumes security is capable of being breached and still protects you. You are protected by your Burglar Alarm, and by the restricted return of your money only to you, at your original funding bank account, or its verified replacement.

• Only BullionVault daily publishes a full client reconciliation to 3rd party bar lists and client money bank statements. Only BullionVault has a verification report of its daily reconciliation produced by its independent auditor's and published on their own website.

• Only BullionVault publishes its insurance cover certificate.

• Only BullionVault has the confidence to give you a free gram of bullion, stored in Switzerland, and allow you to test the system's dealing and custody environment for yourself - entirely at BullionVault's risk.

You can get started now. BullionVault will give you a free gram of gold bullion stored in your own vaulting account in Zurich if you click here now and complete your registration.

We are a phone call away and are happy to help. Our office address, email and telephone details are all listed under our contact details. You can also read about the company, its very strong finances, and the people involved. All of these details are published on our Frequently Asked Questionssection.

We believe in gold. We believe in the future you will be financially much better off if you buy gold now and store it safely and in the right way. We really can help you achieve this, with exceptional security, at the lowest acquisition and storage costs in the world, yet still with a minimum of effort.

This article taken by bullionvault.com .